BANKI Prepaid Card – A better, simpler and safer alternative to cash.

Managing your families’ expenses can be challenging. At OAB, we have designed a card for your family that helps you manage and track their expenses effortlessly.

BANKI is a reloadable prepaid card designed as an easy alternative to cash allowing you to take control of your family’s finances. As an OAB account holder, you can apply for a BANKI prepaid card for any of your household members. 

Here’s an overview:

Is the prepaid card available for my entire family?

Yes! You can apply for prepaid cards for your spouse, children (over 10 years old), parents and household members (up to a maximum of 10 cards per account holder).

How do I top up the prepaid card?

In just a few clicks on the OAB Online mobile banking app: Cards > Prepaid > Top Up. Just remember that as the main account holder, only you can top up the cards via the app.

How do I view the balances and transactions history?

On the OAB Online app as well, we’ve made it very easy for our customers to manager their finances on the go.

Can I reverse the funds from my card back to my account?

Absolutely, we’ve also enabled you to do that through the OAB online mobile banking app.

Will I be charged for every top up?

Yes, but here’s the good news, we have the most competitive load fee in the market: You only pay OMR 0.050bzs for every top up.

How do I apply for a prepaid card?

Apply at your nearest OAB branch today, don’t forget to bring the relevant documents with you!

Terms and conditions apply

OAB Elite Visa Infinite card is quite simply in a class of its own. Offering incredible spending power and exceptionally high levels of service, it’s renowned and respected wherever it’s seen. The OAB infinite card introduces you to a world of exclusive privileges and to a Concierge Service at your disposal 24 hours a day, 365 days a year whenever you need it, wherever you are in the world.

The Elite Infinite Credit Card comes packed with exclusive benefits:

• Free for life with no annual fee for Elite customers
• High credit limits
• Unlimited complimentary lounge access for you & one guest to over 1000+ airport lounges in more than 300 cities around the world (including Muscat and Salalah)
• Access to the LoungeKey website and app
• Airport dining discount program with DragonPass app
• YQ Meet and Greet Discount of up to 25% off retail rates for Visa Infinite cards in over 450 destinations globally https://cemea.yqnowgroup.com/
• Digital concierge service enabling you to search and book on-the-go http://www.visaconciergecemea.com/
• A high joining bonus of 2,000 OAB Reward points
• Collect and redeem further points using the Oman Arab Bank rewards program
• Complimentary limousine service through Avis – up to “8” free trips per year to and from Muscat International Airport
• Personalized Concierge service by Visa. From flight reservations to restaurant recommendations, Visa Infinite Concierge offers a host of services 24 hours a day.
• Discounts and value-added deals across the region
• Free multi-trip travel insurance, purchase protection and extended warranty
• Secure with advanced EMV chip feature and Verified by Visa (VBV) for online transactions
• Global Customer Assistance Service by Visa

To know more about Visa Infinite, please click here (http://www.visainfinite.com/)

As a Platinum Credit Card member, you can enjoy the finest privileges coupled with many lifestyle benefits. Your Platinum card is packed with exclusive advantages, from your personal access to Prime Class Lounge in Muscat and Salalah airports to discounts and deals across the region.

As a Platinum cardholder you will benefit from:

• Credit limit up to 3 times your salary, income or based on the fixed deposit placed
• Enjoy one complimentary Prime Class Lounge access for yourself at Muscat International Airport and Plaza Premium Lounge at Salalah airports
• YQ Meet and Greet Discount of up to 15% off retail rates for Visa Platinum cards in over 450 destinations globally https://cemea.yqnowgroup.com/
• A joining bonus of 1,000 OAB reward points
• Collect and redeem further points using the Oman Arab Bank rewards program
• Airport dining discount program with DragonPass app
• Discounts and value-added deals across the region by Visa and OAB
• Secure with advanced EMV chip feature and Verified by Visa (VBV) for online transactions
• Global Customer Assistance Service by Visa

Enjoy the finer side of life with a high spending line, a revolving line of credit, emergency card replacement, and cash disbursement services. Your Visa Gold card is accepted at tens of millions of merchants worldwide.

As a Gold cardholder you will benefit from:

• Credit limit up to 3 times your salary, income or based on the fixed deposit placed
• A joining bonus of 500 OAB Reward points
• Collect and redeem further points using the Oman Arab Bank rewards
• Choose the repayment option that suits your budget, pay as little as 5% of your outstanding monthly balance
• Secure with advanced EMV chip feature and Verified by Visa (VBV) for online transactions
• Global Customer Assistance Service by Visa

Be it traveling, shopping or dining, Visa Classic cards are accepted at tens of millions of locations around the world, so you can use them for almost anything you want. Visa lets you access cash from 1.9 million ATMs in more than 200 countries and territories worldwide.

As a Classic cardholder you will benefit from:

• Credit limit up to 2 times your salary, income or based on the fixed deposit placed.
• Choose the repayment option that suits your budget, pay as little as 5% of your outstanding monthly balance.
• A joining bonus of 500 OAB Reward points
• Collect and redeem further points using the Oman Arab Bank rewards
• Secure with advanced EMV chip feature and Verified by Visa (VBV) for online transactions

Safe, secure and convenient way to transact online.

As an Internet Shopping Card holder you will benefit from:

• Pre-defined limits
• Idle for e-Commerce
• Protected by and verified by Visa.
• Pre-paid option
• Convenient payment channel

Security and Convenience Redefined!

The new & vibrantly designed Oman Arab Bank Visa Debit Chip Cards is the perfect combination of global reach and acceptability along with real-time convenience of an ATM card. Whether it is for dining, shopping, travelling or emergencies, your OAB Visa Debit Chip Card is a secure payment solution without the need to carry cash.

• Highly secure new chip & pin feature ensures better protection from fraudulent transactions.
• Available in different categories offering personalized features and daily usage limits.
• Oman’s first contactless ‘tap & go’ technology that enables OAB customers to quickly pay without the need to swipe or insert their card to authorize payments. Currently accepted internationally, will be accepted soon in Oman.
• Receive real-time SMS updates for transactions conducted on your OAB Card and keep track of your account with confidence and security.
• Accepted at over 30 million locations with more than a million Visa ATM’s globally and over 135 OAB ATMs across the Sultanate.
• Enjoy special deals and discounted offers when you use your OAB Card around the world. For details, please visit: visamiddleeast.com
• Convenient new card replacement process through SMS alerts